Privacy Policy

Last Updated: October 2025

GloFi is a flagship product of Bhai Finance. This privacy policy applies to all Bhai Finance products and services.

1. Introduction

At Bhai Finance, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, including GloFi and all related products.

2. Information We Collect

We collect several types of information to provide and improve our services:

Personal Information

Name, email address, and contact information
Identity verification documents (as required by law)
Financial information for transaction processing
Blockchain wallet addresses

Usage Information

Device information and IP addresses
Browser type and operating system
Transaction history and activity logs
Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

To provide, maintain, and improve our services
To process transactions and send related information
To comply with legal obligations and regulatory requirements
To detect, prevent, and address fraud and security issues
To communicate with you about updates, promotions, and services
To analyze usage patterns and optimize user experience

4. How We Share Your Information

We do not sell your personal information. We may share your information with:

Service Providers: Third-party vendors who assist in operating our services
Legal Authorities: When required by law or to protect our rights
Business Transfers: In connection with mergers, acquisitions, or asset sales
Blockchain Networks: Transaction data is inherently public on blockchain networks

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

Encryption of sensitive data in transit and at rest
Multi-factor authentication options
Regular security audits and assessments
Restricted access to personal information
Secure data storage and backup procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: Request access to your personal information
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information (subject to legal requirements)
Opt-Out: Unsubscribe from marketing communications
Data Portability: Request a copy of your data in a portable format

To exercise these rights, please contact us at Info@bhaifinance.com.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our services.

8. Third-Party Links

Our services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or regulation.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: Info@bhaifinance.com

Phone: +1 (716) 907-5786

Bhai Finance is the parent company of GloFi and other innovative financial technology solutions.

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